:root{--navy:#123a6b;--navy-dark:#082f63;--navy-text:#082b59;--yellow:#ffc21c;--hero:#edf7ff;--white:#fff;--text:#17385f;--muted:#6882a0;--line:#d9e6f2;--card:#fff;--shadow:0 16px 42px rgba(19,65,112,.10);--shadow-soft:0 8px 24px rgba(19,65,112,.08);--max:1180px;--radius:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--text);background:#fff;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}.container{width:min(var(--max),calc(100% - 40px));margin:0 auto}
.nav{position:sticky;top:0;z-index:100;background:var(--navy);box-shadow:0 5px 18px rgba(4,31,63,.14)}.navin{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.logo{display:flex;align-items:center;justify-content:center;width:50px;height:50px;border-radius:14px;background:#08366f;color:#fff;font-size:12px;font-weight:900;letter-spacing:-.4px}.logo span{color:var(--yellow)}
.navlinks{display:flex;align-items:center;justify-content:flex-end;gap:26px;color:#dbe8f7;font-size:14px;font-weight:800}.navlinks a:hover{color:#fff}.navlinks .btn{margin-left:4px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 22px;border-radius:12px;border:1px solid rgba(9,50,94,.14);background:#fff;color:var(--navy-text);font-size:16px;font-weight:850;line-height:1;transition:transform .2s ease,box-shadow .2s ease,background .2s ease;box-shadow:0 5px 14px rgba(9,50,94,.07)}
.btn:hover{transform:translateY(-2px);box-shadow:0 9px 20px rgba(9,50,94,.12)}.btn.primary{background:var(--yellow);border-color:var(--yellow);color:#082f63}.btn.primary:hover{background:#f2b300}.btn.dark{background:var(--navy-dark);color:#fff;border-color:var(--navy-dark)}
.hero{position:relative;overflow:hidden;padding:74px 0 78px;background:radial-gradient(circle at 86% 30%,rgba(255,255,255,.95),transparent 30%),linear-gradient(135deg,#f4fbff 0%,#e9f5ff 58%,#f7fbff 100%);border-bottom:1px solid #e5eff7}.hero:after{content:"";position:absolute;width:460px;height:220px;right:-120px;bottom:-150px;border-radius:50%;border:1px solid rgba(19,58,107,.06);box-shadow:0 0 0 50px rgba(19,58,107,.025),0 0 0 100px rgba(19,58,107,.018)}.hero .container{position:relative;z-index:1}
.breadcrumb{color:#7590ad;font-size:13px;margin-bottom:18px}.breadcrumb a{color:#1c67a9;font-weight:700}.eyebrow{color:#0b5fa7;font-weight:900;text-transform:uppercase;letter-spacing:1.45px;font-size:12px}
h1{color:var(--navy-text);font-size:clamp(40px,5.5vw,68px);line-height:1.06;letter-spacing:-2.7px;margin:12px 0 20px;max-width:900px}h2{color:var(--navy-text);font-size:clamp(28px,3.2vw,40px);line-height:1.13;letter-spacing:-1.25px;margin:0 0 16px}h3{color:var(--navy-text);font-size:19px;line-height:1.25;margin:0 0 8px}.lead{color:#66809d;font-size:20px;line-height:1.5;max-width:820px}.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.badges{display:flex;gap:9px;flex-wrap:wrap;margin-top:20px}.badge{padding:8px 13px;border:1px solid #d8e5f0;border-radius:999px;background:rgba(255,255,255,.9);color:#315b84;box-shadow:0 4px 13px rgba(21,72,116,.06);font-size:12px;font-weight:750}
.section{padding:76px 0;background:#fff}.section.alt{background:#f5faff;border-block:1px solid #e5eff7}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid.two{grid-template-columns:repeat(2,1fr)}
.card{background:var(--card);border:1px solid #dfeaf4;border-radius:var(--radius);padding:27px;box-shadow:var(--shadow-soft);transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease}.card:hover{transform:translateY(-4px);border-color:#c8dced;box-shadow:var(--shadow)}.card p,.muted{color:var(--muted)}
.icon{width:43px;height:43px;border-radius:13px;display:grid;place-items:center;margin-bottom:18px;background:#fff7d8;color:#0c4e91;border:1px solid #f5dc75;font-size:13px;font-weight:950}.list{padding-left:20px;color:var(--muted)}.list li{margin:8px 0}
.quote{border-left:4px solid var(--yellow);padding:20px 23px;background:#fff;border-radius:0 15px 15px 0;color:#416382;box-shadow:var(--shadow-soft)}
.faq details{border:1px solid #dce8f2;border-radius:14px;padding:18px 20px;background:#fff;margin:11px 0;box-shadow:0 5px 16px rgba(21,72,116,.045)}.faq summary{cursor:pointer;color:var(--navy-text);font-weight:850}.faq p{margin-bottom:0}
.cta{padding:64px 0;background:#fff}.ctaBox{padding:46px;border-radius:24px;background:linear-gradient(135deg,#0a3972,#123f76);border:1px solid #0b3c76;box-shadow:0 20px 50px rgba(10,57,114,.18)}.ctaBox .eyebrow{color:#ffd44c}.ctaBox h2{color:#fff}.ctaBox .lead{color:#d9e8f6}
.footer{border-top:1px solid #dce8f2;padding:42px 0;color:#6d86a0;background:#f7fbff;font-size:14px}.footer strong{color:var(--navy-text)}.footerin{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
@media(max-width:950px){.navlinks{gap:15px}.navlinks a:nth-child(-n+4){display:none}.grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:700px){.container{width:min(var(--max),calc(100% - 28px))}.navin{min-height:64px}.logo{width:44px;height:44px}.navlinks .btn{font-size:13px;min-height:42px;padding:10px 15px}.hero{padding:50px 0 58px}h1{font-size:42px;letter-spacing:-1.8px}.lead{font-size:18px}.section{padding:54px 0}.grid,.grid.two{grid-template-columns:1fr}.cta{padding:48px 0}.ctaBox{padding:30px 24px;border-radius:20px}}@media(max-width:430px){h1{font-size:36px}.actions .btn{width:100%}.badges{gap:7px}.badge{font-size:11px}}